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SHARE ACCOUNT RATES
| Regular Share Account |
.30% |
APY = .30% |
| Club Accounts |
.30% |
APY = .30% |
| IRA Share Acct |
.50% |
APY = .50% |
| Christmas Clubs - One FREE withdrawl per year - additional withdrawls $10.00 each |
.30% |
APY = .30% |
| Share Draft Account - Minimum Deposit $100 |
.10% |
APY = .10% |
| Youth Certificate -Minimum Initial Deposit $250.00- 2 Yr Term |
3.00% |
APY = 3.03% / 3.04 |
| APY = ANNUAL PERCENTAGE YIELD |
|
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TIERED MONEY MARKET RATES |
SENIOR MONEY MARKET RATES |
|
$2,000.00 - $19,999.99 |
1.50% APY --- 1.51% |
1.60% APY --- 1.61% |
|
$20,000.00 - $74,999.99 |
1.75% APY --- 1.76% |
1.85% APY --- 1.86% |
|
$75,000.00 - OVER |
2.00% APY --- 2.02% |
2.10% APY --- 2.12% |
|
Minimum Deposit of $2,000.00 (revised 3/27/08)
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CERTIFICATE ACCOUNT RATES
Minimum Deposit $1000
APY = ANNUAL PERCENTAGE YIELD
| Deposit |
|
$1,000 |
$10,000 |
| |
RATE |
APY |
APY |
| 3 MONTHS |
2.23% |
2.25% |
2.25% |
| 6 MONTHS |
2.53% |
2.55% |
2.56% |
| 1 YEAR |
2.62% |
2.65% |
2.65% |
| 18 MONTHS |
2.62% |
2.65% |
2.65% |
| 2 YEAR |
3.00% |
3.03% |
3.04% |
| 3 YEAR |
3.11% |
3.15% |
3.15% |
| 4 YEAR |
3.40% |
3.44% |
3.45% |
| 5 YEAR |
3.50% |
3.55% |
3.56% |
PENALTY FOR EARLY WITHDRAWAL
ALL RATES SUBJECT TO CHANGE
(Revised 4/17/2008)
LOAN RATES
Bill Consolidation Loan Special 8.99% Up to $3500 for One Year
Personal Line of Credit 14.00%
Overdraft Protection - 14.00%
Share Backed Loans - 4.25%
Certificate Backed Loans - 3% over Certificate Rate
REFINANCE YOUR VEHICLE LOAN FROM ANOTHER FINANCIAL INSTITUTION AND SAVE $$$$$$$
VEHICLE LOANS AS LOW AS:
Vehicles - 2007 -2008... up to 48 months - 5.70%
up to 66 months - 5.99%
Over $15,000.00 ... 72 Months--6.50%
Vehicles - 2004 -2006... up 48 months - 6.00% up to 60 months - 6.50%
Vehicles - 2001 - 2003 ... up to 36 months - 6.75% up to 48 months - 7.00%
Vehicles - 2000 or older ... up to 36 months - 8.50%
All rates subject to change...please call the credit union
(Revised 05/22/08)
New & Used RV's & Trailer Rates AS LOW AS: (10/01/07)
Terms ... $5,000 ... $9,999.00 ... 84 Months ... 8.25%
$10,000 ... $14,999.00 ... 120 Months ... 7.75%
$15,000 ... $ 24,999.00 ... 144 Months ... 7.50%
$25,000 ... & Above ... 180 Months ... 7.40%
HOME EQUITY RATES
FIXED HOME EQUITY RATES
36 Months . . . 6.00% - - - - 48 Months . . . 6.25%
60 Months . . . 6.50% - - - - 84 Months . . . 6.75%
120 Months . . 7.00% (Revised 4/01/08)
VARIABLE RATES
Adjusted Quarterly - - Call the Credit Union for Rates
FIRST MORTGAGE LOANS
New & Refinanced Mortgage Loans
Construction Loans
VA & FHA Loans
Fixed and Adjustable Terms
Call MEMBER MORTGAGE for RATES and to pre-qualify today!
1-800-945-4506 Or visit them on their Website!
*We may report information about your loan and deposit accounts to credit bureaus.
Late payments, missed payments, or other defaults on your accounts may be reflected in your credit report.
Ohio Edison / Penn Power Credit Union
45 South Ave.
Youngstown, Ohio
44503
330.746.8621 / 800.992.0445(Toll Free)
Fax: 330.746.8559
info@oeppcu.com
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