The Ohio Edison/Penn Power Credit Union, Inc. is owned by its membership.  It exists to provide, in a friendly atmosphere, high quality family financial services at favorable terms to the members while maintaining the long term financial stability of the credit union with the highest possible levels of quality and efficiency possible.

Credit Unions are Safe & Sound!

Credit Unions are stable, safe, and sound in the midst of the current financial services market.  All Ohio credit unions provide deposit insurance to protect their members.  Savings in every federally insured credit union are backed by the National Credit Union Share Insurance Fund (NCUSIF), a fund maintained by the U.S. Treasury.

Despite the credit crunch, credit unions are well-capitalized and prepared to lend.  There are a variety of loan products available including auto, home, college, and small business.  We are ready and willing to help consumers with their lending needs!

Credit unions differ from banks in a variety of ways. 

     *  Credit unions are member-owned, not-for-profit financial cooperatives.

     *  Members are more than customers; they are member/owners with a voice in the credit unions' future.

     *  Credit union operations are overseen by volunteer board members who are elected by members.

     *  Our first priortiy is that of our members and our community.

U.S. PATRIOT ACT

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

FOR EXPERIAN CREDIT REPORTING

Members Financial Network

 

WHAT IS A CREDIT UNION?

A Credit Union is Not-For Profit Financial Institution.  It is member owned. Credit Unions were formed so that a group of people with a common bond could pool their financial resouces in order to lend to one another, as well as offer other financial services.  Credit Unions have been in the United States since 1909 and follow the basic philoshpy of "People Helping People".  The Credit Union Motto:  "Not for profit, not for charity, but for service" embodies the credit unions commitment to its members.

 

LOCATION & HOURS

The Credit Union Office is located at 45 South Ave Youngstown, OH  44503    

Phone: 330-746-8621 or 1-800-992-0445 Fax: 330-746-8559

Branch Office is located at 6000 Mahoning Avenue (Austintown Plaza) Austintown, Ohio 44515   

Phone: 330-792-5261 Fax: 330-792-0292

Youngstown Office Hours:
Monday - Friday   - - - 8:00 AM  to   4:30 PM
Drive Thru: Monday - Thursday - 8:00 a.m. to 4:30 p.m.
Drive Thru: Friday - 8:00 a.m. to 4:45 p.m. 

 Austintown Branch Hours:
Mon-Friday 9:00 a.m. to 5:00 p.m.
Saturday 9:00 a.m. to 12:00 p.m.

 

24/7 Access Line 1-888-229-0362

Lost or Stolen Visa Card call: 800-991-4961 / Visa Fraud 800-600-5249

Lost or Stolen Debit Card call: 800-523-4175